Hello and welcome to The Best Credit card offers, which includes the best cards for travel, debt transfers, and rewards.
Table of Content
In India, the UK, and the US, these are the best rewards credit cards
For the third consecutive month, the American Express Preferred Rewards Gold Credit Card is the best rewards card available. With this card, you may receive 20,000 bonus points after spending £3,000 in the first three months, earn 1 point for every £1 spent thereafter, visit 2 complimentary airport lounges, and unlock a tonne of additional benefits on the app. For the first year, there is no account cost; however, there is a £140 yearly fee after that. Given that many of the other cards discussed in this video have no account fees, this could be a drawback. It’s also important to keep in mind that not all locations and merchants accept Amex, though this is undoubtedly changing.
The best balance transfer cards in the UK, the US, and India
The best balance transfer card for March has a new challenger. You may transfer a balance at no interest for 21 months with the Santander Everyday No Balance Transfer Fee Credit Card. Through Santander’s Retailer Offers programme, you can also earn up to 15% cashback. And there is no account charge to speak of. Existing Santander customers cannot get this card. Additionally, there are longer 0% options available if you require more than 21 months to pay off your loan.
Purchase credit cards with 0% interest in the UK, US, and India
There, but they probably have a transfer cost attached. With 0% interest on purchases for up to 24 months, the Sainsbury’s Bank Dual 24 Month Offer Credit Card is our new top selection for the best 0% purchase card. 1 When you use this card at Sainsbury’s, you may additionally get 500 bonus Nectar points every time you spend £35 or more. You can do this up to 10 times in your first two months, for a huge 5,000 points in total. There is no account fee for this card. Only new customers are eligible for it, and not everyone who is accepted for the card will be able to take advantage of the full 24 months of interest-free shopping.
The best cashback credit cards in the UK, US, and India
With 5% cash back on qualifying purchases (up to £100) for the first three months and an ongoing earn rate of 0.5% cashback on spending less than £10,000 (1% on spending above £10,000), the American Express Platinum Cashback Everyday Card is still the best cashback credit card for March. This card has no associated account fee. But be mindful that you can end up spending more in interest than you would in cashback if you don’t pay off your card entirely each month.
The best travel credit cards in the UK, US, and India
Our top option for travel credit cards without foreign transaction fees is the Barclaycard Rewards Visa. Although the account is free to use, there are quite severe eligibility requirements. To qualify, you must be at least 21 years old, have a credit history of at least 4 years, and make more than £21,000 annually. You are unable to obtain this card if you already have a Barclaycard because you are only permitted to hold one at a time.
The best credit builder card in the UK, US, and India
Our new number one choice for credit builder cards in March is the Capital One Classic Complete. With no annual fee and 0% interest on purchases for four months, this card caters to people with bad credit. It also allows for up to two optional credit limit increases per year. Cons include the higher interest rates that are frequently associated with these kinds of cards as well as the possibility that you won’t be approved for this card if you don’t already have a credit history in the UK.
